Rates & Insurance


All IN HOME BODY IN BALANCE visits are private, 1-on-1 visits performed by physical therapists. We do not utilize physical therapy assistants. Each treatment duration is typically 60 minutes, depending on the services you need and request.

We drive to you. All services are performed in the comfort of your home. No worries about traffic, transportation, or time and energy away from home. All fees include drive time and mileage. If you live more than 15 miles from the business office, an extra charge of $5 per visit will be added. All of our visits are flexible and scheduled around YOUR availability.

All payment is expected at time of service. Payment is accepted by cash or check.

Please call us at (904) 540-5325 to inquire about program pricing.

We do offer a package special!

Insurance and Rate FAQ's

Do you accept insurance?

IN HOME BODY IN BALANCE is a cash-based therapy company. We do not accept assignment from insurance. We do this to maximize the quality of treatments and time spent with each of our clients. All visits are performed by experienced physical therapists.

We are a fee-for-service practice. We are not in-network with any insurances. In many cases, our services can be cheaper than with insurances with high PT co-pays and deductibles. Some insurances even have no PT coverage.

Why is IN HOME BODY IN BALANCE not enrolled with any insurance?

In today's world, physical therapists often have to see 2 or more patients at the same time. This is due to decreasing insurance reimbursement rates and pressures from insurance companies. Often, physical therapy assistants are used for most visits to help companies cover for reimbursement losses. Treatment durations have also decreased.

So therapists are now required to see more patients in less time. This could mean decrease outcomes for you.

This will not occur with IN HOME BODY IN BALANCE. We pride ourselves on providing quality time, service, communication and expectations. We base your visits on what YOU need.

Can I bill my insurance for reimbursement of my out-of-pocket expenses?

It depends on your insurance. For most NON-MEDICARE clients, yes. You can send “self-claims” to your insurance company for skilled therapy treatments. However, wellness and fitness visits are never covered by insurance companies. The amount of reimbursement or application towards your deductible is dependent on your insurance plan. You can print a self-claims form from your insurance company’s website. We can provide you a receipt and treatment codes upon request for most non-medicare skilled PT visits. Call your insurance company and ask what you can expect to receive for reimbursement for “out-of-network physical therapy”. Then decide if you want to send a self-claim to your insurance company.

For MEDICARE beneficiaries, the US government has laws that control where you can spend their healthcare dollars. Because we do NOT participate with Medicare, we can only accept Medicare patients who need skilled PT services when the patient does NOT want Medicare billed for any skilled PT services. Remember, wellness and fitness visits are never covered under insurance. This request to not involve Medicare must be made up front by the patient/healthcare power of attorney and be of the client’s own free will. If you do not want Medicare involved and you ask up front that Medicare not be billed for your care, WE CAN PROVIDE YOUR THERAPY. However, if you want to use your Medicare benefits for your skilled PT visits, we can not perform your treatments. We will happily provide you with Medicare providers in your area.

If I need skilled physical therapy treatment, do I need a doctor's order?

Florida is a direct access state. What this means is, as a consumer, you can directly access Physical Therapy services for up to 30 days without a physician prescription. After 30 days, a physician order is required to continue skilled PT services. If your treatments are wellness, prevention and/or fitness in nature, you do not need a physician’s order.

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